PSD2 open banking

Connect your bank. Reconcile overnight.

Quillon uses PSD2-regulated open-banking rails to pull your transactions nightly — read-only, bank-hosted consent, revocable at any time.

PSD2 AISP regulated
Read-only — no payment initiation
Revocable at any time

Open banking, explained plainly

What connecting your bank actually means.

  • What flows in

    Transaction history & balances

    Quillon reads your transaction history and live balances — no payment data, no write access. Read-only, always.

  • What Quillon does

    Match, reconcile, surface

    Transactions are matched to your invoices and ledger entries overnight, then surfaced on the dashboard so your morning starts with a clear cash position.

  • Your guarantees

    Revocable, regulated, scoped

    You grant consent through your bank, not Quillon. Revoke it at any time from your bank. PSD2-regulated providers only — no payment initiation, ever.

How the connection works

Four steps from start to nightly reconciliation.

The entire flow takes under two minutes and happens inside your bank's own interface — Quillon never sees your credentials.

  1. 01step

    Select bank

    Choose your business bank from Quillon's list of PSD2-regulated AISP-licensed providers covering 27 EU member states and the United Kingdom.

  2. 02step

    Grant consent

    You are redirected to your bank's own hosted consent screen. Quillon never sees your login credentials — authorisation happens entirely on your bank's servers.

  3. 03step

    Confirm scopes

    You confirm read-only access to transaction history and balances. No write access, no payment initiation — the scope is fixed and cannot be expanded silently.

  4. 04

    Activated

    Quillon begins nightly reconciliation. Transactions are matched to invoices and surfaced on your dashboard every morning.

Security by design

Read-only.
Revocable.
Regulated.

PSD2 Article 67 defines strict rules for Account Information Service Providers. Every bank Quillon connects to is AISP-licensed. The consent screen never passes through Quillon's servers — your bank runs it.

Security guarantees
PSD2 Art. 67
  • Read-only access — Quillon can never move money or initiate a payment.
  • Revocable at any time from your bank's own settings.
  • No credential sharing — your bank credentials never leave your bank's servers.
  • PSD2 Article 67 regulated — all connected providers are AISP-licensed.
  • Bank-hosted consent screen — you authorise directly with your bank.
  • Nightly pull only — Quillon does not maintain a persistent connection.

Get started

Reserve your spot and connect your bank on day one.

Connect once. Quillon reconciles nightly, surfaces discrepancies, and files returns — your mornings open on a clear cash position, not a spreadsheet.

PSD2 regulated · Read-only access · Revocable at any time · EU-hosted